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Board of Directors
- Pamela Joseph, Chairman of the Board of Directors of Elavon and Vice-chair of Payments of U.S. Bancorp
- Declan Lynch, Chief Executive Officer of Elavon
- Malcolm Towlson, Chief Financial Officer
- Robert Abele, Director of Elavon and Head of Corporate Payment Systems of U.S. Bancorp
- Terrance Dolan, Director of Elavon and Controller of U.S. Bancorp
- John McNally, External Director of Elavon
- John Collins, External Director of Elavon
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Management Team
- Declan Lynch, Chief Executive Officer
- Malcolm Towlson, Chief Financial Officer
- Paul Lefebvre, Chief Credit Officer
- Enda Roche, Chief Risk Officer
- Owen Burke, Regulatory Reporting Manager
- Marcia Ryder, Treasurer
- Lynette Singh, International Tax Manager
- Donald Luther, Legal and Regulatory Compliance Manager, Data Protection Officer and Anti-Money Laundering Officer
Board of Directors
Pamela Joseph
Chairman of the Board of Directors of Elavon and Vice-chair of Payments of U.S. Bancorp
Pamela Joseph is a Chairman of Elavon Financial Services Ltd, Vice-Chair of Payments of U.S. Bancorp, and Chairman and Chief Executive Officer of NOVA Information Systems, Inc.(based in Atlanta, Georgia, United States), a wholly owned subsidiary of U.S. Bancorp that manages and facilitates payment processing on behalf of retailers, financial institutions, associations, government agencies, and merchant services providers.
Ms. Joseph is responsible for managing all operations of NOVA, U.S. Bank Transaction Services, U.S. Bank Retail Payment Systems, and euroConex, NOVA's European affiliate. She is Vice Chairman of U.S. Bancorp and a member of the 13-member Managing Committee.
Ms. Joseph is a 20-year veteran of the financial services industry. She joined NOVA as Vice President of Marketing. Since then she has held positions of Senior Vice President of Business Development, Chief Information Officer, President and Chief Operating Officer and Chairman.
Declan Lynch
Chief Executive Officer of Elavon
Declan Lynch is Chief Executive Officer of Elavon Financial Services Ltd. Mr. Lynch has over 15 years of experience in international financial services with corporations in Europe and the United States.
Prior to joining Elavon, Mr. Lynch was Executive Vice President of Demica, a market leading provider of specialised working capital solutions, providing consulting, advisory and technology services to a diverse range of multi-national clients. Previously he was Chief Executive Officer and founder of Vtreasurer, an independent treasury solutions business, European Treasurer for Novell Inc., and held similar senior treasury roles at GE Capital and IBM.
Mr. Lynch is a Fellow of the Institute of Chartered Accountants in Ireland and a graduate of University College Dublin.
Malcolm Towlson
Chief Financial Officer
Malcolm Towlson is Chief Financial Officer of Elavon Financial Services Ltd. Previously Mr. Towlson was the Chief Financial Officer of HSBC Bank plc in Ireland. Mr. Towlson has over 10 years of experience in the financial services in Ireland and Bermuda.
Robert Abele
Director of Elavon and Head of Corporate Payment Systems of U.S. Bancorp
Robert Abele is a Director of Elavon Financial Services Ltd. and Executive Vice President of Corporate Payment Systems (CPS), U.S. Bancorp. Leveraging more than 21 years of bank management and operations experience, Mr. Abele directs the Corporate, Government, Purchasing, Fleet, and Aviation card businesses of U.S. Bank, as well as a business-to-business payment product division (PowerTrack).
Prior to his current position, Mr. Abele held senior commercial relationship management responsibility and at the time he joined U.S. Bancorp (then First Bank Systems), Mr. Abele managed the sales organization responsible for selling corporate travel and expense cards to corporate accounts in the United States.
Earlier in his career, Mr. Abele held executive and management positions with other financial services companies in the United States, including Citicorp Diners Club, Fidelity Bank, Certainteed Corporation, and Industrial Valley Bank & Trust. Mr. Abele has a Bachelor of Science degree in Economics and Finance from Lehigh University, Bethlehem, Pennsylvania, United States.
Terrance Dolan
Director of Elavon and Controller of U.S. Bancorp
Terrance Dolan is a Director of Elavon Financial Services Ltd. and Executive Vice President and Controller of U.S. Bancorp. Mr. Dolan has extensive experience in the banking industry both at U.S. Bank and previously with Bank One Corporation. With Bank One, Mr. Dolan held several executive positions, including Senior Vice President and Chief Financial Officer of Consumer Lending Division, Senior Vice President Product and Customer Analytics, and Vice President, Bank one Investor Services, Inc.
Earlier in his career, Mr. Dolan was a Senior Manager of Audit for Ernst & Young, LLC, one of the four largest accounting and auditing firms globally.
Mr. Dolan earned a Bachelor of Arts degree in Accounting from the University of St Thomas, St. Paul, Minnesota, United States, and is a Certified Public Accountant. Presently, Mr. Dolan is serving as Chair of the American Bankers Association, Accounting Committee. He has memberships in the American Institute of Certified Public Accountants and the Minnesota Association of Certified Public Accountants.
John McNally
External Director of Elavon
John McNally is an External Director of Elavon Financial Services Ltd. Mr. McNally’s 38-year banking career included holding various executive positions at Ulster Bank including Chief Executive of Corporate Banking and Financial Markets, Main Board Director, and Head of Retail Banking.
Mr. McNally is a Fellow of the Institute of Bankers in Ireland and a graduate of University College Dublin. He has also served as Chairman of NCB Stockbrokers, President of Dublin Chamber of Commerce, Board Member of the Irish Literature Exchange, Director of Ireland’s National Concert Hall, and Audit Committee Member for the Pharmaceutical Society of Ireland.
John Collins
External Director of Elavon
John Collins is an External Director of Elavon Financial Services Ltd. Mr. Collins is also currently Chairman of the ICS Building Society, Chairman of the Bank of Ireland Mortgage Bank Ltd, and Chairman of the Bank of Ireland Life Ltd.
A veteran of the banking industry, Mr. Collins career includes several executive positions for the Bank of Ireland (BOI) Group including responsibility for BOI Group Strategy, Chief Executive Retail Businesses, member of Group Executive Team, General Manager Insurance and Retail Businesses, and General Manager International and Retail Businesses.
Mr. Collins was educated at Belvedere College, has a Bachelor in Business Studies from Trinity College Dublin, and completed the Program for Management Development at Harvard Business School. In the past, Mr. Collins has also served as President of the Irish Bankers Federation, President of the Institute of Bankers, and Vice President of the European Bankers Federation.
Management Team
Declan Lynch
Chief Executive Officer
Declan Lynch is Chief Executive Officer of Elavon Financial Services Ltd. Mr. Lynch has over 15 years of experience in international financial services with corporations in Europe and the United States.
Prior to joining Elavon, Mr. Lynch was Executive Vice President of Demica, a market leading provider of specialised working capital solutions, providing consulting, advisory and technology services to a diverse range of multi-national clients. Previously he was Chief Executive Officer and founder of Vtreasurer, an independent treasury solutions business, European Treasurer for Novell Inc., and held similar senior treasury roles at GE Capital and IBM.
Mr. Lynch is a Fellow of the Institute of Chartered Accountants in Ireland and a graduate of University College Dublin.
Malcolm Towlson
Chief Financial Officer
Malcolm Towlson is Chief Financial Officer of Elavon Financial Services Ltd. Previously Mr. Towlson was the Chief Financial Officer of HSBC Bank plc in Ireland. Mr. Towlson has over 10 years of experience in the financial services in Ireland and Bermuda.
Paul Lefebvre
Chief Credit Officer
Paul Lefebvre is Chief Credit Officer at Elavon Financial Services Ltd. Mr Lefebvre has c. 20 years of experience in financial services both in Europe and the U.S.A.
Prior to joining Elavon, Mr. Lefebvre worked in credit administration for US Bancorp, where he supported Corporate Payment Systems and Institutional Risk Management in various policy and analytical functions.
Before moving to Minneapolis and US Bancorp, Mr. Lefebvre worked for several international banks and financial services firms in Dublin’s International Financial Services Centre. His work with those institutions centred mainly on analytical roles related to corporate banking; ranging from Irish SME lending and receivable factoring to multinational syndicated credits. His former employers included the Irish affiliates of ING’s Bank Brussels Lambert, Investec Bank, Bahrain International Bank, Aachen Reinsurance and Black & Decker. Mr Lefebvre’s banking career began in 1987 at TCF Financial Corporation in Minneapolis.
Mr. Lefebvre graduated form the University of Minnesota with a Bachelor of Science degree in Economics.
Enda Roche
Chief Risk Officer
Enda Roche is Chief Risk Officer of Elavon Financial Services Ltd. Mr. Roche has over 15 years of experience in financial services, including banking, insurance and fund management with corporations in Ireland, the UK and the United States.
Prior to joining Elavon, Mr Roche was responsible for Group Risk at Prudential plc, the UK listed insurance, fund management and banking group headquartered in London, covering UK and European insurance and investment activities, including M&G, the fund management, investment and fund administration business, Egg plc, the on-line internet based savings, mortgage and credit card operations; as well as Jackson National Life, the US operations and Prudential Asia, the Asian business. Prior to this, Mr Roche was head of Internal Audit and Risk for Prudential International (Prudential Europe) based in Dublin.
Mr Roche has also held a number of UK and international risk and audit roles, including Risk Manager for Invesco Perpetual in the UK, the fund management group owned by Amvescap plc; Group Internal Auditor for - Wilshire Financial Services Group Europe, an Irish IFSC and London based American banking and finance group; and Audit Manager for PricewaterhouseCoopers in Moscow and London.
Mr. Roche is a Fellow of the Institute of Chartered Accountants in Ireland, having qualified with IIB bank in Dublin, and is a graduate of University College Dublin, holding a Bachelor of Commerce Degree in Economics and Banking.
Owen Burke
Regulatory Reporting Manager
Owen Burke is Regulator Reporting Manager for Elavon Financial Services Ltd. Previously Mr. Burke was Regulatory Reporting Manager for Bank of Scotland (Ireland) Ltd, a wholly owned subsidiary of Halifax Bank of Scotland. He has also held a number of senior finance positions in the UK and Australia.
Mr. Burke qualified as a member of Association of Certified Chartered Accountants in 2000.
Marcia Ryder
Treasurer
Marcia Ryder is Treasurer of Elavon Financial Services Ltd. Previously, Ms. Ryder was Assistant Vice President, Funding and Derivatives Trader at US Bancorp, headquartered in Minneapolis, Minnesota. She held this position for 5 years. Prior to her move to US Bancorp, Ms. Ryder was employed with Old Kent Bank, headquartered in Grand Rapids, Michigan for 10 years. Whilst at Old Kent Bank, she held a variety of positions, including: Money Desk Trader, Fixed Income Trader, Wire Transfer Supervisor and International S.W.I.F.T. Coordinator.
Ms. Ryder earned a Bachelor of Arts degree in Economics from Hope College, Holland, Michigan.
Lynette Singh
International Tax Manager
Lynette Singh is International Tax Manager of Elavon Financial Services Ltd. Ms Singh has over 10 years experience in the taxation field, with particular concentration in international tax over the last 7 years with corporations in Australia and Ireland.
Prior to joining Elavon Ms Singh was International Tax Manager for LogicaCMG-Telecoms Division, a market leader in providing personalised messaging, content delivery, payments systems, and communications industry consulting. Previously Ms Singh was corporate tax manager for ESG Reinsurance based in Dublin.
Ms. Singh is a member of the Institute of Chartered Accountants in Australia and is a graduate of the University of Technology in Australia holding a Bachelors of Business Degree in Accountancy.
Donald Luther
Legal and Regulatory Compliance Manager, Data Protection Officer and Anti-Money Laundering Officer
Donald Luther is Legal and Regulatory Compliance Manager of Elavon Financial Services Ltd. and also serves as its Data Protection Officer and Anti-Money Laundering Officer. Previously Mr. Luther was Senior Director of Compliance for NOVA Information Systems, Inc. (based in Atlanta, Georgia, United States) and then euroConex Technologies Ltd (based in Dublin, Ireland), each a wholly owned subsidiary of U.S. Bancorp. Prior to joining NOVA, Mr. Luther served as a corporate and transactional attorney in private practice.
Mr. Luther has Juris Doctor from Georgia State University College of Law, Atlanta, Georgia and a Bachelor of Science Degree in Mechanical Engineering from Clemson University, Clemson, South Carolina.







